Disclaimer

Estimates Only — Not Financial Advice

The information and tools provided on this website are for general informational and illustrative purposes only. They do not constitute financial advice, tax advice, or legal advice of any kind. Results generated by our calculators are estimates based on the figures you provide and may not reflect actual mortgage offers, tax liabilities, or lender decisions.

Not FCA Regulated

UK Mortgage Calculators is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated mortgage advice, arrange mortgages, or act as a mortgage broker. We strongly recommend that you seek independent advice from an FCA-regulated mortgage adviser, solicitor, or accountant before making any financial decision.

Accuracy of Information

We make every effort to ensure the information on this site is accurate and up to date. Stamp duty rates, mortgage affordability rules, and other figures are reviewed regularly. However, tax rules and lender criteria change frequently, and we cannot guarantee that all information is current at the time you access it.

Stamp duty (SDLT, LTT, LBTT) rates are accurate as of April 2025. Always verify with HMRC or a qualified conveyancer before completing any property transaction.

No Liability

To the fullest extent permitted by law, UK Mortgage Calculators accepts no liability for any loss or damage arising from your use of this website or reliance on any information or calculation results provided. This includes, without limitation, any direct, indirect, incidental, or consequential loss.

External Links

This site may contain links to third-party websites. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Contact

If you have any questions about this disclaimer, please contact us.