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Stamp Duty Calculator UK 2025

Calculate your stamp duty for England, Wales, Scotland and Northern Ireland. Includes first-time buyer relief and the additional property surcharge. Updated for 2025 rates.

Stamp Duty Calculator

England, Wales, Scotland & Northern Ireland — 2025 rates

£

Stamp Duty Land Tax (SDLT)

Rates are accurate as of April 2025. Always verify with HMRC or a conveyancer.

Total Tax Due

£7,500

Effective rate: 2.14%

Effective Tax Rate

2.14%

Total Property Cost

£357,500

Including stamp duty

Tax by Band

BandRateTax
£1 – £125k0%£0
£125k – £250k2%£2,500
£250k – £925k5%£5,000
Total£7,500

Results are estimates only and do not constitute financial, tax, or legal advice. Always consult an FCA-regulated mortgage adviser before making any financial decision.

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Stamp Duty Rates in England (2025)

From April 2025, stamp duty rates in England returned to their pre-holiday thresholds. The standard rates for residential property in England are:

Property ValueStandard RateAdditional Property
Up to £125,0000%3%
£125,001 – £250,0002%5%
£250,001 – £925,0005%8%
£925,001 – £1,500,00010%13%
Over £1,500,00012%15%

First-time buyers in England pay no stamp duty on properties up to £300,000, and 5% on the portion between £300,001 and £500,000. For properties above £500,000, no relief applies and standard rates are used.

Stamp Duty in Wales (LTT Rates 2025)

In Wales, Land Transaction Tax (LTT) applies with different thresholds to England. The nil-rate band applies up to £225,000, compared to £125,000 in England. Rates of 6%, 7.5%, 10% and 12% apply to higher bands. There is a 4% surcharge for additional properties in Wales.

Stamp Duty in Scotland (LBTT Rates 2025)

Scotland's Land and Buildings Transaction Tax (LBTT) has a nil-rate band up to £145,000. Rates of 2%, 5%, 10% and 12% apply above that. The Additional Dwelling Supplement (ADS) for second properties is 6% of the total purchase price — significantly higher than the equivalent surcharges in England and Wales. First-time buyers in Scotland benefit from a £2,000 discount on their LBTT bill.

Frequently Asked Questions